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/Union Federal BankWatermark Capital Inc.

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Emotional responses to fear originating at the local level have become more intrinsic within social structures themselves, a magnification of shared responses.

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I received avoicemail that the branch manager had cancelled the appointment.

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You can now change the temperature, lock the doors, turn off the lights, even turn on your T.

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It also allows you to set up virtual keys for guests, with the ability to grant access for only certain dates and times for each key. The activity log keeps track of when each unique user comes and goes. Perhaps the best part about this smart home upgrade is that it goes over your existing lock, meaning that you can have strong security and an intelligent lock. If you choose, you can pair the Smart Lock with the ‘August Connect' for $79, which lets guests in and locks the door behind them. The Connect also grants real time status of locked or unlocked, and alerts you instantly when somebody comes or goes. ""Another smart technology product, the smart smoke detector, could not only save you money approximately 5% on your insurance premiums, but could even save your life," said UpNest. "One 2014 CBS news report cites a figure of 2/3 of all home fire fatalities occurring in residences where the smoke detectors are missing or disabled which is something many of us have resorted to at one time or other out of sheer frustration when our typical ‘dumb' detector insists on shrieking an alarm every time we try to fry up some bacon. A smart detector will allow you to keep on frying without fear of interruption. Two such products, the Birdi and the Nest Protect, will not only monitor smoke but also carbon dioxide and general air quality. They can even send an alert to your smart phone or tablet if anything is amiss. These products retail for $119 and $99 respectively.

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Offer expires 09/30/2019 and is available to new residential customers in Cox service areas.

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